1.It’s an individual Sacco Member account which enables a member to safely save daily business earnings and withdraw when need arises.

2.Has unlimited withdrawals.

Provided for emergency cases

1.Repayable in 12 months

2.Interest rate of 1% per month(12% P.A)

3.Maximum amount of Ksh. 100,000

1.Loan given at 3 times of a member’s shares with guarantors

2.Repayment period of up to 48 months

3.Interest rate of 1% per month(12% P.A)

4. 80% for Self Guarantee

5. .Loan given at 5 times of a member’s shares with security 

1.This gives our member’s the opportunity to save as regularly as possible and build a deposit which can guarantee them for a loan up to three times their Shares.

2.One must have saved for a minimum of three months to qualify for any loan.

3.No cash withdrawals.

4.Mandatory contribution of Ksh.200/= per month and there is no maximum.